PEO Providers: Directory of US PEO Companies

This directory records what we have verified about each PEO provider from primary sources: IRS certification, ESAC accreditation, employee minimums, pricing model and contract terms. Fields with no source on file are shown as unverified rather than filled with a plausible guess.

Provider directory. Fields marked “Not verified” have no primary source on file and are never inferred.
ProviderTypeEmployee minimumPricing modelIRS CPEOPage status
ADP TotalSourcePEO5 employees (serves small to midsized businesses from 5 to 1,000+ employees) source (opens in new window)Custom quote (contact ADP TotalSource for a quote) source (opens in new window)True source (opens in new window)Published
GustoPEONot verifiedContractor-only plan $35/month + $6/month per person; Simple, Plus, and Premium monthly plans billed per month plus per-employee fees (Premium custom-priced) source (opens in new window)False source (opens in new window)Published
InsperityPEONot verifiedPer-employee per-month for HRCore; custom proposal for HR360 and HRScale source (opens in new window)Yes source (opens in new window)Published
JustworksPEO2 employees source (opens in new window)$79/month/employee (PEO Basic) and $124/month/employee (PEO Plus), no base fee; Payroll plan $8/month/employee + $50/month base fee source (opens in new window)True source (opens in new window)Published
Paychex PEOPEONot verifiedNot published; varies by company size, industry, services, and employee count (request a quote) source (opens in new window)True source (opens in new window)Published
Rippling PEOPEONot verifiedCustom quote; most products billed on a per-employee, per-month basis, some at a monthly base fee source (opens in new window)No source (opens in new window)Published
Sequoia OnePEO10 employees (Sequoia One's PEO FAQ: helped clients scale from 10 to 10,000 employees; companies that typically choose a PEO have around 10-200 employees) source (opens in new window)Not verifiedYes source (opens in new window)Published
TriNetPEO5 employees (serves small to medium-size businesses with five to more than 1,000 employees) source (opens in new window)Flat per-employee per-month (PEPM) fee for services plus separate costs for employee benefits, workers' compensation, and payroll taxes; never a percentage of payroll source (opens in new window)True source (opens in new window)Published
Vensure Employer ServicesPEO + ASO/EORNot verifiedQuote-based; no published rates (checked 2026-08-25)Not verifiedNew profile, 2026-08-25
CoAdvantagePEONot verifiedQuote-based (checked 2026-08-25)Reported yes by trade review; registry check pendingNew profile, 2026-08-25
Engage PEOPEONot verifiedQuote-based (checked 2026-08-25)Yes - first effective Jan 1, 2017 source (opens in new window)New profile, 2026-08-25
PrestigePEOPEO~10 employees (mid-market focus) (industry review)Quote-only (checked 2026-08-25)Yes - CPEO, ESAC and CI all held source (opens in new window)New profile, 2026-08-25
BBSIPEO + staffingNot verifiedQuote-based (checked 2026-08-25)Not verifiedNew profile, 2026-08-25
FrankCrumPEONot verifiedQuote-based (checked 2026-08-25)Not verifiedNew profile, 2026-08-25

How to read this table

"Not verified" means exactly that. We have not obtained a primary source for that field. It does not mean the provider lacks the thing — it means we have not checked, and we would rather show you the gap than a number we cannot stand behind.

See also PEO contract terms and cancellation notices — the term and exit-notice columns of every provider on one sourced table.

Prefer fit statements over profile pages? The PEO provider cheat sheet puts who each provider is for, and the sourced fact behind the answer, on one page.

"Draft" in the status column means the provider page has not cleared our data gate and is excluded from search indexes. The page is still readable, and it lists the specific sources we still need to pull. Each provider record also carries two deeper pages: pricing — what we have verified and reviews — what the record shows. Both inherit the draft status of the record behind them and follow the same "sourced or unverified, never invented" rule.

IRS CPEO status is per legal entity, not per brand. Large providers operate multiple entities. When you check, check the entity named in your draft service agreement. Why it matters.

What we verify, and where from

FieldSource
IRS CPEO certificationIRS public list of certified professional employer organizations
ESAC accreditationESAC accreditation directory
Employee minimumSales quote we obtained, or published documentation
Pricing modelPublished rates, a rate sheet, or an unbundled quote we obtained
Contract term and noticeThe client service agreement
States registeredState agency licensee lists and registration filings
Vensure Employer ServicesPEO + ASO/EORNot verifiedQuote-based; no published rates (checked 2026-08-25)Not verifiedNew profile, 2026-08-25
CoAdvantagePEONot verifiedQuote-based (checked 2026-08-25)Reported yes by trade review; registry check pendingNew profile, 2026-08-25
Engage PEOPEONot verifiedQuote-based (checked 2026-08-25)Yes - first effective Jan 1, 2017 source (opens in new window)New profile, 2026-08-25
PrestigePEOPEO~10 employees (mid-market focus) (industry review)Quote-only (checked 2026-08-25)Yes - CPEO, ESAC and CI all held source (opens in new window)New profile, 2026-08-25
BBSIPEO + staffingNot verifiedQuote-based (checked 2026-08-25)Not verifiedNew profile, 2026-08-25
FrankCrumPEONot verifiedQuote-based (checked 2026-08-25)Not verifiedNew profile, 2026-08-25

We do not copy certification badges off provider websites, and we do not treat a coverage map graphic as evidence of registration.

What to compare, provider by provider

The table above is the start, not the whole comparison. Two providers can show identical certification and pricing-model fields and still be completely different purchases, for these reasons:

certified provider inherits your FICA and federal unemployment liability, which matters if the provider fails to remit. The full difference is here.

twenty-five-employee minimum is not worse than one that starts at five; it is simply not available to you at your size.

rises with every raise and bonus. Model both structures against your own numbers before you prefer one quote over another.

exit fees and the work of rebuilding your own payroll and benefits accounts are where the real difference between providers shows up. See hidden fees.

For head-to-head comparisons between individual providers, see PEO comparisons.

How providers get into this directory

The entry test is the opposite of the industry norm. We do not list a provider because it is large, famous or advertised heavily. A provider appears when we have at least one checkable, sourced fact about it, and each record grows only as fields get verified against primary sources.

That is why the directory is small, and why its size is the wrong thing to compare it against the forty-name listicles. A list of forty providers assembled from marketing copy is easy to produce and worth nothing to a buyer. We would rather cover eight properly and grow from there — and when a new provider clears the gate, its page publishes itself automatically.

What is missing, and how to read that

Each draft record lists the specific primary sources still needed — the methodology explains the evidence rules. If you have a source we do not (a state registration filing, a service agreement, a rate sheet), the drafts tell you exactly where to send it.

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Frequently asked

Which PEO providers are in this directory?

Every provider we have a record for — currently fourteen, including TriNet, Insperity, Justworks, Rippling, Gusto, ADP TotalSource and Paychex PEO. We add providers when we have something checkable to say about them, not to inflate a count.

How do I check whether a PEO is IRS-certified (CPEO)?

The IRS publishes a public list of certified professional employer organizations. We link each provider's CPEO status to that list, and you can check the entity named in your draft service agreement directly.

Why are most providers marked "Draft"?

A provider page publishes only after its record clears our data gate: sourced fields, page-specific prose, a differentiating element and a named reviewer. Until then the page is served noindex and lists exactly what is missing.

Do you rank or rate providers in this directory?

No. The directory records verified facts, not scores. Where we publish an evaluation, it is against the published scoring rubric and links to the evidence for every criterion.

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