Insperity PEO Review: Pricing, Coverage and Fit

Written by Peolet Editorial · Reviewed by Peolet Editorial · Last verified 2026-08-14

What we know about Insperity

Insperity is a Houston-based human resources company that delivers professional employer organization (PEO) services through its HR360 product, which the company describes as a full-service PEO solution for small and midsize businesses. Insperity also offers HRCore, a streamlined HR platform for payroll, compliance, and workforce management, and HRScale, a solution that combines Insperity's service expertise with the Workday technology platform for growing businesses. The company serves employers ranging from small businesses with fewer than 50 employees up to large organizations with as many as 5,000 employees.

Insperity's PEO operations are IRS-certified: Insperity PEO Services L.P. has been recognized as a Certified Professional Employer Organization (CPEO) since January 2017, and a second entity, Insperity PEO HR, Inc., joined the program in January 2026. The company has been accredited by the Employer Services Assurance Corporation (ESAC) since December 1996. These credentials matter to businesses because both programs impose financial reporting, bonding, and compliance requirements on participating providers.

Pricing varies by product. Insperity publishes a per-employee, per-month rate structure for HRCore, while HR360 and HRScale are priced through custom proposals developed with a sales representative. For HR360 and HRScale clients, Insperity acts as plan sponsor and plan administrator for employee benefits, providing what it describes as enterprise-caliber benefits, with insurance plans arranged through Insperity Insurance Services LLC. The company did not publish a specific employee minimum for its PEO products on the pages reviewed, and it does not list its underlying benefits carriers by name on its public site, though its fiscal year 2025 Form 10-K names the carriers behind its group health plans.

On the technology side, HRScale is built on Workday, giving clients the Workday platform combined with support from Workday-certified Insperity specialists. The standard Client Service Agreement has no fixed term, and either party may end the agreement with 30 days' written notice, per the terms described in the company's fiscal year 2025 Form 10-K. Insperity's profile is strongest for businesses that want a PEO backed by a large, established HR services company with a long certification record and a product line that spans simple payroll-adjacent HR services to full co-employment. Businesses comparing providers should note that HR360 and HRScale pricing is quoted individually, so total cost depends on company size and the services and benefits included in the final agreement. Insperity's published per-employee pricing for HRCore gives smaller employers a transparent entry point into the platform, while HR360 is presented as the full-service PEO option and HRScale adds Workday technology for companies that want a more advanced HR system, giving businesses a clear path from one product to the next as they grow. The company's long ESAC history, beginning in December 1996, is among the longer accreditation records of the certified PEOs in this directory, and its IRS certification has covered both of its PEO entities since 2017 and 2026 respectively.

Pages for this provider

• Pricing — what we have verified
• Reviews — what the record shows
• Alternatives to Insperity
• Case study

Related providers

• ADP TotalSource
• TriNet
• Justworks
• Paychex PEO
• Rippling PEO

How we evaluate providers · All providers